BANKING for the missing middle
We advise owner-operators whose banks do not serve them well with strategic advisory and fundraising support so their businesses can sustainably scale.
THe MISSING MIDDLE
Local businesses generating $0–$20M in revenue are the backbone of our communities. They employ community residents, serve loyal customers, and produce steady cash flow. Yet when these businesses need help, especially to grow, they do not have a trusted partner to assist them.
They are not connected to the right type of capital at the right time. How should they fund that new piece of equipment, payroll until that large invoice gets paid or buy a competitor? Expansion is often funded out of thin margins and reinvested cash flow. What these businesses need is a way to turn what they’ve built — real revenue, loyal customers, and community trust — into access to the capital to build a stronger business over time.
WHAT WE DO
Strategic advisory and capital support for owner-operators building real businesses.
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Helping owner-operators evaluate new business opportunities, expansion concepts, and market positioning before committing capital.
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Designing practical growth strategies that increase revenue through partnerships, distribution, and customer demand.
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Preparing businesses for financing by strengthening financial narratives, operational metrics, and investor-ready materials.
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Structuring and raising the right mix of capital — debt, equity, or strategic financing — to support sustainable growth.
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Developing programs and experiences that help emerging entrepreneurs validate business models, attract early capital, and build relationships with financial institutions.
Building on our block
On Our Block Startup Accelerator — St. Louis
A community-based accelerator helping emerging entrepreneurs validate business models, attract early capital, and build relationships with financial institutions.